Financial Planning

Financial Planning

Financial Planning

Planning at Pebble Capital Limited is a structured, step‑by‑step process that turns your goals into a clear, actionable roadmap. It connects every decision—across cash, gold, crypto, tech, and traditional markets—back to what you actually want to achieve.

Financial Planning Meeting

Tailored roadmaps to align your finances with life goals, including retirement, education funding, and major purchases.

Wealth Management

Discovery & Goal Setting

  • Gather details on income, expenses, assets, debts, and existing investments.
  • Define specific goals: retirement age, desired lifestyle, property plans, education, and legacy priorities.

Risk Profile & Time Horizon

  • Assess how much risk you are comfortable with and how long you plan to invest.
  • Translate this into risk bands that guide how much goes into stable assets vs higher-growth opportunities.
1 Consult 2 Plan 3 Grow Simple 3-Step Process

Strategy & Allocation Design

  • Build a core plan that balances cash flow needs, emergency reserves, and long-term investing.
  • Allocate across equities, bonds, gold, crypto, and tech in proportions suited to your profile and goals.

Implementation & Structuring

  • Select specific vehicles: accounts, funds, platforms, and custody solutions for each asset class.
  • Integrate basic tax, insurance, and estate considerations so structures support the overall plan.

Monitoring & Review

  • Track progress against your targets using periodic reviews and simple reporting.
  • Adjust contributions, allocations, and timelines when markets move or your life situation changes.